Reward yourself monthly by saving money. Let’s talk about graphs. This is Another example of a budgeting graphs that i have. you can develop a graph from your income Coming in and from subtracting your bills going out. Now this all looks great that you have made a graph but that is not the hard part. The hard work will begin when you make the changes and Apply it every day in your life. You must Discipline your self on a daily Basis. You can find this type of graphs in Microsoft excel or apple numbers to get started.
This is how the graph works.
The top part of this graph is all your income coming in for the month then you add up all the figures for the total. it the green section.
Next section is all your bills for the month money going out you would add up all of the amounts for a total amount. this is the red section.
The last section is the Difference between Total income coming in and subtracting total money going out. this gives you the Difference and that will be on Minus side – or the addition side + of the budget that you have created.
If you cut out some spending it will bring you some savings to the plus side. Items to slow down on would be eating out, StarBucks and Smoking.
Your graph may look Different than mine but that is ok. I hope You get to save a lot of money for your emergence and savings funds in case you need money.
Budgeting 