I will get back to this soon
BUDGETING
My Budgeting Blog
This is a good place to start.
Section 1
Yes this is my first post I would like to get your attention about budgeting . It is not so bad because it will give you some balance to your life by having you control your finances instead of your finances controlling you.
This is about getting hold of your finances and getting to even and saving money. Some people have gotten to the point of spending to much and run out of money to pay bare essentials.
Having to much expenses that you must pay for and not to much income to cover it means that you are in DEBT.
Some people need to go the a financial institution to help them out of debt . Also show them how to balanced their finances because the are into deep of a mess of the bills piling up.
Section 2
Help is on the way this will help you get out in-front of your debt and find your savings that you deserve.
After trying this method out you should be better off.
Q. Why should I pay my bill on time?
A. If you pay your bills on time you will develop good credit and it will reflect on your credit report that will follows you everywhere. So you can buy things on time if you like furniture, car, get a better interest rate, education loan, mortgage will be lower and a better jobs.
People are saying.
Not enough income to pay bills?
I can’t control my spending.
I spend to much.
I don’t have the smarts to do the paper work to get control of my finances. Yes you can everyone can do it.
I have a large amount of wants and needs but I don’t have much income.
I cannot find money to pay bills.
The money that get is only mine to spend as much as I want with no limit on it. Yes the money is your but you need to pay down your debt.
Everyone of these Questions is in need of a balanced budget.
Q. My old subscriptions keep taking money out of my account. Why ? How to stop it?
They are on auto renew or a scam please verify each transaction.
A. Go threw your last 6 to 12 month statements and review what is being taken out. Contact each one that you want to get a better rate and cancel the ones you don’t want. Check your statement again to make sure they did cancel your subscription. I have canceled my cards and review each item that was taken money out and decided to add it to the new card or not that will free up debt. That will free up some money and get rid of old items you don’t need.
Q Money 💰 flys out of my pocket and my banking account cash , credit cards and loans what to do about it.
Control your spending.
Bring your spending to a halt.
A. keep track of all you expenditures of the day, week and month keep all receipts in an envelope or in a safe place to keep them in one place.
Add of them up and get a total amount.
Find out how many times you go to each one and how much you spend.
Stop buying on impulse spending and save your money.
Ask yourself which one can I stop or want to stop to save money.
You must evaluate your finances by the week, month and year.
Look at the Example below.
Income (🤑coming in – Expenditures going out💸= savings 💰on the + plus side or debt on the – negative side.
Section 3
Conclusion
Question : How will you save money on your bills? Start working on right now .
Don’t wait.
In the section below please see where you could save money.
Coffee and food
After looking at this information I would have coffee food at home or bring it with me. Savings would be $113.08 per month and $1,356.96 per year nice!
2. Eating out Meals
I would find time to eat first before going out or wait till I get home and maybe have a small snake that I brought with me. Savings would be $373.63 per month and $4,480.32 per year Wow!
I would get rid of Door-dash because I could pop in the the market and buy food and save $40 dollars and $480 for the year. Nice it may be small but in the long run it is a savings.
Total savings per yr for Coffee and food & Eating out meals is $5,837.28
adding Door-dash for the yr is $6,317.28 This could be your big win for savings.
Budgeting 